Check out our tips for investing safely and getting results
Investing is essential to obtain better results and facilitate your financial organization. In fact, contrary to what many may think, it is possible to start investing with little money and gain experience in the financial market. After all, many don't even know where to start. So, we will help you understand how to start investing.
According to research by ANBIMA (Brazilian Association of Financial and Capital Market Entities), the number of Brazilian investors grew in 2022 and the trend is for an increase this year.
According to data from Investor's X-Ray, the number of Brazilian investors reached the 60 million mark, around 36% of the country's population. In 2022 alone, there was an increase of 5% in this percentage with the arrival of 8 million new investors.
Another piece of information that is impressive is that this growth was driven by the C class, responsible for 5 million new investors in Brazil last year. Therefore, if you are not yet among the Brazilian investors, we have put together some tips to help you start investing in 2023.
Study about investments
Before making your first investment, the tip is to study the subject. Every beginning investor should have basic knowledge on the topic. There is a lot of content on YouTube and on websites and blogs that can help you understand how the investment market works.
This could be the first step for you to find out about the main fixed and variable income securities. The study can also help you monitor the market through safe sources and understand the relationship between liquidity and risk. So, before you start investing, study the topic and consume content about investments!
Organize your monthly budget
Now that you are studying about investments, the second step to start investing is to organize your monthly budget. Remember that investment is a source of future income, which will grow according to your goals. However, it's important to deal with essential bills and debts first.
Without organizing your budget, you will hardly have money to invest. This is because the capital you plan to invest must be in your budget and for this you need to have space left after paying essential bills.
With a good assessment of your budget, you can plan to pay off debts, search for cheaper services and cut superfluous expenses to have money to invest.
Set investment goals
With an organized budget, you have the basis to define your investment goals. You don't need to start with a lot, there are fixed income securities that you can buy with R$ 30.00 and see your money start to pay off. So, set investment goals. This is important to create discipline and a habit of investing.
Having goals can also make it easier to manage your budget, as you'll have an idea of what you need to do to achieve them. This way, you can look for new sources of income to have more money left over to invest, for example.
Start with fixed income
After studying investments, you already know that fixed income is a lower risk market for investors. Therefore, starting by buying fixed income securities is the best way to start investing. This is an essential tip, especially for people with low investment potential.
With an organized budget and the goal of investing 5% or 10% of your income, starting with lower risk investments is safer. There is no way to get rich overnight and investing your few resources in high-risk investments is very risky. In fact, this can be an obstacle to continuing investing.
So, our last tip is to start investing in fixed income and study the highest risk investments, consuming content about variable income. Once you have more market knowledge and more discipline to invest, set goals to make these investments and start venturing into the market with more confidence.
This way, you can have the majority of your investments in fixed income, preserving your capital from the risks of fluctuations in variable income. There is no cake recipe for investing, but it is important to remember that you must be cautious and value security to guarantee increasingly greater returns. Every good investor thinks about the long term, so start and gain experience in the market.