With a simple touch on your smartphone screen, it is possible to access a range of financial services with convenience.
Smartphones have become much more than simple communication devices. In addition to social networks and online shopping, they function as true allies in personal financial management, especially through the various available apps.
Some of these tools allow for basic transactions, as well as the possibility of saving money or making investments!
Thinking about this, to help you organize your finances, we have separated, in this article, 6 types of apps that can help you take care of your money!
Banks
Banking apps offer the possibility of carrying out banking transactions at any time and place, without needing to go to a physical branch.
They offer more agility in the routine with security, as you can make transfers or even pay a bill with a few clicks.
But, in addition, banking apps have become true financial control centers, providing a complete experience for managing your money. With them, you can track your balance in real time, review loan agreements, and check your credit card statements!
2. Financial education
From informative articles to explanatory videos, financial education apps are designed to empower you to better understand the complex world of finance!
Through these programs, you acquire the tools necessary to make informed decisions about your investments and to create a good financial plan.
Furthermore, the knowledge offered by these apps is not just a resource to save money, but to improve the way you handle money and make smarter decisions for your wallet!
3. Financial control
Have you ever imagined having a detailed record of every expense, organized by categories such as food, leisure, housing, and much more? Well, know that this feature exists in finance management apps!
With them, you can have a clearer view of where your money is going, facilitating the analysis of consumption patterns.
And these apps can go even further by allowing you to create personalized savings goals. By setting specific objectives, such as a dream trip or the purchase of a durable good, you turn your financial control into a motivational tool!
Finally, with them, it is also possible to identify areas of opportunity to save. By analyzing your consumption patterns, you may discover opportunities to cut unnecessary expenses and optimize your budget.
4. Financial planner
The financial planner is an app that works as a personal assistant for your finances, always helping you make smart decisions and achieve your goals.
With it, you can plan personalized budgets for each area of your life and track them in real time, providing a financial management more adaptable to your needs.
5. Expense manager
Expense managers provide an overview of your finances, gathering all transactions made in just one place.
Through these apps, you can view your revenues and expenses organized, allowing for a detailed analysis and a clear understanding of your financial situation. This essential functionality simplifies the process of financial tracking, making it accessible and intuitive.
One of the standout features of expense management apps is the ability to automatically categorize your expenses into specific categories, such as:
- Food;
- Transport;
- Lazer;
- Education.
By separating these categories, the app generates graphs and reports that offer an instant understanding of how your money is being used in a simplified way.
6. Expense division
The expense splitting apps are tools for those looking to organize expenses with another person. With it, you can split expenses with friends, family, or colleagues.
In these apps, you can create groups and thus split household bills, a trip, or even a birthday party without avoiding complications or embarrassments!